Classic VW Campervan Insurance: How to Protect Your Vintage Ride

Owning a classic VW campervan isn’t just about transportation, it’s about nostalgia, freedom, and a piece of motoring history. Whether you have a beautifully restored Split Screen, a Bay Window, or a T25, these iconic vans deserve specialist protection. But insuring a classic VW campervan isn’t the same as insuring a modern vehicle. Here’s what you need to know to keep your pride and joy safe.

Why Classic VW Campervans Need Specialist Insurance

Classic VW campers (typically pre-1992 models) are highly collectible and often worth far more than their original price. In fact:

 

  • A VW T2 Bay Window in excellent condition can fetch £20,000–£40,000, while a Split Screen Kombi can exceed £50,000.
  • Values have jumped by a third in the last five years, making them a serious investment.

Standard insurance won’t cut it. You need a policy that understands the unique value and risks of classic vehicles.

What Does Classic Campervan Insurance Include?

Specialist policies often provide:

  • Agreed Value Cover – Ensures you get the full insured amount if your van is written off, not just market value.
  • European Cover – Up to 90 days for those summer road trips.
  • Cover for Modifications – Many classics have custom interiors or engine upgrades.
  • Personal Belongings Cover – Typically up to £1,000 for your gear.
  • Breakdown Assistance – Optional but essential for older vehicles.

Common Insurance Mistakes to Avoid

  1. Underinsuring Your Van

Classic VW values are rising fast. If you insured your van for £15,000 five years ago, it might now be worth £25,000+. Update your policy regularly.

  1. Not Declaring Modifications

Custom interiors, pop-tops, or engine swaps can affect your cover. Always declare them.

  1. Choosing the Cheapest Policy

Cheaper policies often lack agreed value or European cover, two essentials for classic owners.

Tips to Protect Your Classic VW Campervan

  • Rust-Proofing is Key : Rust is the biggest enemy of classic VWs. Use products like Ankor Wax or Noxudol for long-term protection.
  • Store It Safely : A locked garage or secure storage can reduce premiums and protect your van.
  • Join an Owners’ Club : Many insurers offer discounts for club members.
  • Regular Maintenance : Classic VWs need frequent servicing to avoid breakdowns.

How Much Does Classic VW Campervan Insurance Cost?

Premiums vary, but expect:

  • £200 to £400 per year for limited mileage policies.
  • Discounts for low mileage, secure storage, and club membership.

Why Choose a Specialist Insurance?

Specialist insurers offer:

Agreed value cover for classics

European travel options

Tailored policies for VW campers

We have been working with Howdens for years and have an exclusive deal to offer our member. Drop you details in the form below and one of the team can have a chat with you: https://www.howdeninsurance.co.uk/introducer/motor?int=11089

 

You can also get another discounted quote form Adrian Flux too. Adrian Flux are happy to offer all members of the Campervan Festival up to 15% discount off their insurance quotations. We have a professional and friendly dedicated owners club team

that will be happy to assist you with your quotations. Give the team a call on 03443 819969

and mention Campervan Festival Guide to receive your discount.

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