Imagine, you wake up tomorrow, and your beloved campervan is gone stolen, written off, or damaged beyond repair. Could your insurance payout cover the cost of replacing it? If not, you might be in for a nasty surprise.

Let me break down what you need to know about campervan insurance UK, how much cover you really need, and why underinsurance is a growing problem.

How Much Does a Campervan Cost in the UK Now?

The cost of a campervan varies massively depending on size, age, and features. Here’s a quick guide:

• Used campervan: £25,000 – £50,000
• New campervan: £55,000 – £90,000
• Luxury or high-spec models: £100,000+
• DIY conversions: Base van (£10,000–£20,000) + conversion (£10,000 – £40,000)

And the rest.. 🙂

So, if your van is worth £50,000 and your policy only covers £30,000, you’d be £20,000 out of pocket

How Many Campervans Are on UK Roads?

The UK is a nation of vanlovers! There are around 225,000 motorhomes and campervans registered in the UK, and the number is growing every year. The campervan and motorhome industry contributes £9.3 billion annually to the UK economy.

The Shocking Truth About Uninsured Vehicles

In the UK we have 300,000 uninsured vehicles on roads every day? That’s over 1 million uninsured vehicles each year. While not all of these are campervans, it highlights the risk of being underinsured or worse, uninsured altogether.

How Much Cover Do You Really Need?

Here’s the golden rule: insure your campervan for its full replacement value. If your van is worth £50,000, make sure your policy reflects that amount.

How to Value Your Campervan and Contents

Getting the right cover starts with knowing what your van and belongings are worth. Here’s how:

1. Check Market Prices

• Look at listings on sites like Auto Trader, eBay Motors, and specialist campervan forums.
• Compare similar age, mileage, and spec to your van.

2. Include Modifications

• Added solar panels, pop-tops, or custom interiors? These increase your van’s value.
• Keep receipts for all upgrades and extras.

3. Don’t Forget the Contents

• Camping gear, cooking equipment, electronics, and personal items can easily add up to £2,000 – £5,000.
• Make an inventory including pictures and estimate replacement costs.

4. Consider Agreed Value Policies

• For classic or custom vans, an agreed value policy ensures you get the full amount you’ve declared, not just market value.

Why Choose a Specialist ?

Specialist insurers understand the unique needs of campervan owners. They offer:

• Tailored cover for VW, classic, and self-build vans
• Flexible options for short-term and long-term cover

We have been working with Howdens for years and have an exclusive deal to offer our members. Drop you details in the form below and one of the team can have a chat with you: https://www.howdeninsurance.co.uk/introducer/motor?int=11089

You can also get another discounted quote form Adrian Flux too. Adrian Flux are happy to offer all members of the Campervan Festival up to 15% discount off their insurance quotations. We have a professional and friendly dedicated owners club team

that will be happy to assist you with your quotations. Give the team a call on 03443 819969

and mention Campervan Festival Guide to receive your discount.