Insurance Actually Saved Us, The One Time It All Went Right (and What to Look for in Your Own Policy)

You know those road trips you dream about? For us, it was the Scottish Highlands. Winding roads, epic views, and a week of pure freedom in our campervan. And for the most part, it was perfect  we had saved our holidays from work to make it possible !

 

We were miles from the nearest village, halfway up a single-track road with no phone signal, when the van coughed, spluttered, and died. No warning lights, just silence.

 

Cue that sinking feeling. No garages for miles, no recovery trucks in sight, and it was later in the day. This could have been a nightmare.

 

Luckily, we’d added European and UK breakdown cover to our campervan insurance. When we finally got a signal, one call set everything in motion:

 

  • A recovery truck arrived within 90 minutes (in the middle of nowhere!).
  • They towed us to a local garage and arranged overnight accommodation.
  • When the part needed wasn’t available locally, they covered onward travel so we could finish our trip.

Total cost to us? £0. Without that cover, we’d have been looking at £600+ for recovery, plus hotel costs and lost holiday time.

What Made the Difference?

Here’s what saved us:

Breakdown cover included in the policy (not just roadside assistance)

Onward travel and accommodation as part of the package

Cover for remote locations (check the small print,some policies don’t include this!)

What to Look for in Your Own Policy

  1. Breakdown & Recovery – Not just roadside, but full recovery and repatriation if needed.
  2. Onward Travel – Car hire or accommodation if your van can’t be fixed quickly.
  3. European Cover – If you’re heading abroad, make sure it’s included.
  4. 24/7 Assistance – Because breakdowns don’t happen 9–5.

This was the one time everything went right and it’s because we had the right cover. Don’t wait until you’re stuck on a Highland road to find out what your policy really includes.

Check your policy today or let Howden do it for you: https://www.howdeninsurance.co.uk/introducer/motor?int=11089

You can also get another discounted quote form Adrian Flux too. Adrian Flux are happy to offer all members of the Campervan Festival up to 15% discount off their insurance quotations. We have a professional and friendly dedicated owners club team

that will be happy to assist you with your quotations. Give the team a call on 03443 819969

and mention Campervan Festival Guide to receive your discount.

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