Owning a campervan is all about freedom, adventure, and creating unforgettable memories. But one mistake with your insurance could turn that dream into a financial nightmare. In 2025, with campervan values rising and more people hitting the road, it’s never been more important to get your cover right.
Here are the top 5 campervan insurance mistakes to avoid this year ! to avoid the dread when the worst happens !
One of the biggest mistakes owners make is not insuring their van for its true value. With demand for campervans soaring, prices have jumped !!!
Always check the current market value and update your policy regularly.
Your campervan isn’t just a vehicle it’s your home on wheels. From camping gear to electronics, the contents can easily add up to £2,000 to £5,000. Many owners assume these items are automatically covered, but that’s not always the case.
Tip: Add personal belongings cover to your policy to protect everything inside your van. Keep an running itinerary of items with photos receipts and keep updating this every year.
Added solar panels, a pop-top roof, or a custom kitchen? These upgrades increase your van’s value but if you don’t declare them, your insurer might refuse a claim.
Tip: Keep receipts and photos of all modifications and share them with your insurer.
It’s tempting to pick the lowest premium, but the cheapest policy often means limited cover. You might miss out on essentials like:
Saving £100 a year isn’t worth it if a claim leaves you thousands out of pocket.
Standard car insurance won’t cut it for campervans. You need a specialist campervan insurance policy that understands your lifestyle and covers:
Specialist insurers like Howden offer tailored policies for campervan owners, so you’re never left exposed.
We have been working with Howdens for years and have an exclusive deal to offer our members. Drop you details in the form below and one of the team can have a chat with you: https://www.howdeninsurance.co.uk/introducer/motor?int=11089
You can also get another discounted quote form Adrian Flux too. Adrian Flux are happy to offer all members of the Campervan Festival up to 15% discount off their insurance quotations. We have a professional and friendly dedicated owners club team
that will be happy to assist you with your quotations. Give the team a call on 03443 819969
and mention Campervan Festival Guide to receive your discount.